The insurance needs of our ElderCare Concierge clients are unique, and involve complex family, tax and legal considerations.
The ElderCare Life Plan properly integrates those unique needs with solutions.
We conduct an insurance analysis to assess your financial situation to determine how much, if any, of the risk you are able to assume, and how much of it should be transferred to an insurance company.
While most Canadians are familiar with life insurance, the needs of our ElderCare Concierge clients are unique and may require more complex solutions than simple life insurance. A complete insurance analysis will also ensure that you have your greatest risks covered, both foreseen and unforeseen.
For seniors, there is a four in ten chance that they will require some form of nursing care which, at the current rate, will become prohibitively expensive or even unavailable for most people. An analysis will enable you to see exactly what kind of financial exposure you face if these risks are not covered.
The other certainty of life is change. Our financial and family situations will evolve; we will age; and, eventually our health will decline. And, as life unfolds, our needs and risks change. With some major life event occurring, on average, every three years for most people, it is essential to have a complete insurance analysis with the same frequency.